If you’re expanding operations, improving cash flow, or investing in new opportunities, having access to the right funding is essential. Origo Capital provides business capital solutions that help business owners secure the financing they need without the complexity of traditional lending.
From working capital loans to long-term business funding, we’ll help you find a financing solution that supports your goals today and positions your business for future success.
Our financing solutions can help you:
Working Capital
Fund payroll, inventory, expansion, and seasonal cash flow needs with fast, flexible working capital. We’ll help you find the right SBA, unsecured, or secured financing structure for your goals.
- $25K to $5M
- Funding in as Little as 48 Hours
Why Choose This Program
Fast Funding
Get working capital in as little as 48 hours with a streamlined review process.
Flexible Loan Sizes
Access $25K to $5M for everything from short-term cash flow needs to major growth initiatives.
Multiple Financing Options
Choose from SBA working capital loans, unsecured credit, and secured facilities based on your needs and qualifications.
How It Works
1
Submit your application.
Tell us about your business and how you plan to use the working capital.
2
Complete a quick review.
We’ll evaluate your cash flow and match you with the SBA, unsecured, or secured program that fits your needs.
3
Get funded.
Receive your funds and put the capital to work where your business needs it most.
Eligibility Basics
- Minimum 1 year in business, although strong cash flow may support a shorter history
- $150K+ in annual revenue
- Good personal and business credit, with requirements that vary by program
- Working capital, payroll, inventory, or expansion needs
- Most industries qualify
- Unsecured options available, with collateral requirements that vary by financing structure
Flexible working capital built around your business needs.
Get Working Capital TermsBusiness Lines of Credit
Access revolving credit when you need it to manage cash flow, purchase inventory, or take advantage of new opportunities. You’ll only pay interest on the funds you draw.
- $25K to $2M
- Revolving Access to Capital
Why Choose This Program
Draw on Demand
Access funds when you need them without applying for a new loan each time.
Pay for What You Use
You’ll only pay interest on the amount you’ve drawn from your available credit.
Revolving Access
Repay what you borrow to replenish your available credit for future business needs.
How It Works
1
Submit your application.
Tell us about your business and how much revolving credit you need.
2
Get approved.
We’ll review your business and establish your available credit limit.
3
Draw and repay.
Access funds as needed, then repay your balance to replenish your available credit.
Eligibility Basics
- Minimum 1 year in business
- $100K+ in annual revenue
- Good business credit history
- Cash flow, inventory, or opportunity financing needs
- Most industries qualify
- Need for revolving access to capital
Flexible credit that’s ready when your business needs it.
Get Line of Credit TermsRevenue-Based Financing
Align your financing with your business performance through payments that adjust with your revenue. You’ll pay more when revenue rises and less when it slows, without a fixed monthly payment.
- $10K to $1M
- Payments Based on Revenue
Why Choose This Program
Flexible Payments
Pay more when business is strong and less when revenue slows.
Fast Approval
Get a quick financing decision based primarily on your revenue performance, not just your credit score.
No Collateral Required
Access growth capital without pledging collateral.
How It Works
1
Connect your revenue.
Share your business bank account or payment processor data.
2
Review your offer.
We’ll analyze your revenue and provide financing options that fit your business.
3
Receive your funds.
Accept the offer that works for you and get funded quickly.
Eligibility Basics
- Minimum 6 months in business
- $10K+ in monthly revenue
- Consistent revenue history
- No collateral required
- Revenue-based payment structure
- Ideal for e-commerce, SaaS, and service businesses
Financing that flexes with your business performance.
Get Revenue-Based Financing TermsSBA Loans
Access competitive rates and longer repayment terms through Small Business Administration loan programs. SBA financing can help established businesses fund growth, acquisitions, real estate, and other qualifying needs.
- Up to $5M
- Terms Up to 25 Years for Real Estate
Why Choose This Program
Up to $5M
Access significant capital through government-backed SBA loan programs.
Competitive Rates
Take advantage of competitive interest rates supported by an SBA guarantee.
Long Repayment Terms
Extend repayment for up to 25 years when you finance qualifying real estate.
How It Works
1
Complete pre-qualification.
We’ll review your business and determine whether it meets SBA eligibility requirements.
2
Submit your full application.
Provide the required documentation, and we’ll prepare your SBA loan package.
3
Complete approval and funding.
Move through the SBA approval process and receive funding for your business.
Eligibility Basics
- For-profit business operating in the U.S.
- Owner equity invested in the business
- Other financing options exhausted
- Demonstrated ability to repay
- Good personal and business credit
- Eligible industry, with most industries qualifying
Long-term financing designed to support your business growth.
Get SBA Loan TermsCash Flow Financing
Turn your business’s cash flow and receivables into accessible working capital. Get fast approvals, flexible terms, and funding in as little as 48 hours.
- $25K to $2M
- Funding in as Little as 48 Hours
Why Choose This Program
Cash Flow-Based Financing
Use your business’s cash flow and receivables to access working capital.
Fast Funding
Get approved and funded in as little as two business days.
Revolving Access
Draw capital when you need it and replenish your available funds as receivables come in.
How It Works
1
Share your financials.
Provide your bank statements and accounts receivable information.
2
Get approved.
We’ll assess your cash flow and provide a financing offer.
3
Access your funds.
Draw capital as your business needs it.
Eligibility Basics
- Minimum 6 months in business
- $15K+ in monthly revenue
- Consistent cash flow or receivables
- No real estate collateral required
- Businesses across all industries considered
- Startups may qualify with strong receivables
Turn your cash flow into capital that keeps your business moving.
Get Cash Flow Financing TermsDebt Restructuring
Consolidate high-cost business debt into a more manageable financing structure. We’ll help you replace stacked MCAs, term loans, and other expensive obligations with better terms that can improve your cash flow.
- Consolidate Multiple Debts
- Lower Monthly Payments
Why Choose This Program
Lower Payments
Combine high-cost debts into one manageable monthly payment.
Better Rates
Replace expensive MCAs and short-term debt with structured financing at more favorable rates.
Improved Cash Flow
Reduce pressure on your working capital and give your business more room to operate.
How It Works
1
Review your existing debt.
We’ll analyze your current obligations and identify consolidation opportunities.
2
Build your restructuring plan.
We’ll create a customized plan with new terms and projected savings.
3
Pay off and consolidate.
Use the new financing to pay off existing debts and simplify your balance sheet.
Eligibility Basics
- Multiple existing business debts, including MCAs, term loans, or lines of credit
- Minimum 1 year in business
- $250K+ in annual revenue
- Demonstrated ability to service the restructured debt
- Willingness to consolidate stacked debt positions
- U.S.-based business operations
Simplify your debt and create more breathing room for your business.
Get Debt Restructuring TermsBusiness Acquisition Loans
Finance the purchase of an established business, partner buyout, or management acquisition with a structure that fits the deal. Whether you’re making your first acquisition or your tenth, we’ll help you finance the opportunity.
- Up to $10M
- 10-25 Year Terms
Why Choose This Program
Up to $10M
Finance acquisitions of established businesses with proven cash flow.
Long-Term Financing
Access 10-25 year terms, including SBA-backed structures when your deal qualifies.
Seller Financing Compatible
Combine your loan with qualifying seller financing structures and earn-outs.
How It Works
1
Submit your deal.
Share the target company’s financials, signed LOI, and information about your background.
2
Complete underwriting.
We’ll evaluate the target company’s cash flow along with your experience and qualifications.
3
Close your acquisition.
Complete financing, fund escrow, and close the transaction.
Eligibility Basics
- Target business with 2+ years of profitable operating history
- Minimum 10% buyer equity injection
- Relevant industry experience or an experienced management team
- Signed Letter of Intent
- Verifiable business financials, including 3 years of tax returns
- Personal guaranty from buyer or buyers
Acquisition financing structured around the business you want to buy.
Get Acquisition Loan TermsFranchise Financing
Finance franchise fees, build-out costs, equipment, and working capital with financing built around franchise economics. Whether you’re opening your first location or expanding into multiple units, we’ll help you structure the right financing package.
- Up to $5M
- Single & Multi-Unit Financing
Why Choose This Program
Major Franchise Brands
Finance qualifying franchises across food, fitness, services, retail, and other industries.
Up to $5M
Combine franchise fees, build-out costs, equipment, and working capital into one financing package.
Multi-Unit Friendly
Expand into additional locations with financing options designed for experienced franchise operators.
How It Works
1
Submit your brand and site details.
Share your franchise agreement, FDD, and target location.
2
Match with the right financing.
We’ll package your deal for SBA 7(a) or conventional lenders that work with your franchise brand.
3
Open your franchise.
Use your financing for franchise fees, build-out, equipment, and opening capital.
Eligibility Basics
- Approved franchise candidate or existing franchisee
- Typically 10-20% equity injection, depending on the brand
- 640+ personal credit score
- Industry or management experience preferred
- Qualifying franchise brand
- Verifiable personal financials and net worth
Franchise financing built to get your location open and growing.
Get Franchise Financing TermsMedical Practice Loans
Finance a practice acquisition, partner buy-in, office build-out, equipment purchase, or expansion with specialty financing for healthcare professionals. We work with physicians, dentists, veterinarians, and other qualified practitioners.
- Up to $5M
- Up to 100% Financing Available
Why Choose This Program
Healthcare-Focused Financing
Access programs designed for physicians, dentists, veterinarians, optometrists, chiropractors, and allied healthcare professionals.
Up to $5M
Finance practice acquisitions, partner buy-ins, equipment purchases, build-outs, and expansions.
Up to 100% Financing
Qualified physicians may access programs that finance up to 100% of eligible project costs.
How It Works
1
Submit your practice profile.
Share your practice financials, professional license, and project details.
2
Complete underwriting.
Healthcare-focused underwriters will evaluate your practice cash flow and financing request.
3
Close your loan.
Complete financing for your acquisition, build-out, equipment purchase, or other qualifying project.
Eligibility Basics
- Licensed healthcare professional, including MD, DDS, DVM, OD, and DC
- Practice acquisition, partner buy-in, build-out, or equipment financing needs
- Verifiable practice financials for existing practices or an LOI for acquisitions
- Active, unrestricted professional license
- Qualifying personal credit and financial profile
- U.S.-based practice operations
Specialty financing built around your practice and professional goals.
Get Medical Practice Loan TermsNot sure which program fits your deal? Tell us about the project and we'll point you to the right one.
Talk to a SpecialistWhy Choose Business Capital Solutions With Origo Capital?
The right funding can provide the flexibility to respond to opportunities, manage seasonal fluctuations, and strengthen your company’s financial position. Our financing solutions are designed to help businesses access the funding they need while preserving cash flow for continued operations.
Origo made the whole process simple. Clear communication from day one, no surprises, and funding faster than we expected.
Your Trusted Financing Partner
Instead of offering one-size-fits-all lending, we help you identify financing options that make sense for your business today and tomorrow.
We believe every business deserves honest guidance, transparent financing, and a lending partner committed to long-term success. Our team works with you to simplify the process and connect you with financing that supports sustainable growth.
Ready,
Set,
Origo!
Tell us about your project and we’ll tell you what’s possible. No gatekeepers. No waiting weeks for a maybe.