Whether you’re purchasing an investment property, refinancing an existing loan, or expanding your real estate portfolio, the right financing can make all the difference. Origo Capital provides commercial real estate financing solutions tailored to the goals of property owners and investors.
We simplify the lending process by matching you with financing that fits your timeline, investment strategy, and long-term objectives.
Our financing solutions can help with:
Fix & Flip Loans
Short-term financing for investors who purchase, renovate, and sell properties for profit. Get the capital you need to move quickly, complete renovations, and maximize your return.
- 90% LTC
- 7-10 Day Closings
Why Choose This Program
Fast Closings
Close in as little as 7-10 days so you can compete for time-sensitive investment opportunities.
Up to 90% LTC
Finance up to 90% of the purchase price and 100% of eligible renovation costs.
Rehab Financing Included
Roll renovation expenses into your loan and access funds through a flexible draw schedule.
How It Works
1
Submit your application.
Share your deal details, property information, and renovation plans.
2
Get your terms.
We’ll review your project and can provide terms within 24-48 hours.
3
Close and renovate.
Close quickly and access renovation funds as you complete project milestones.
Eligibility Basics
- 1-4 unit residential properties
- Purchase prices up to $2M
- 12-24 month loan terms
- No income verification
- New and experienced investors welcome
- Properties in most U.S. markets
Move quickly when the right investment opportunity comes along.
Get Fix & Flip TermsDSCR Loans
Finance rental properties based on the income they generate instead of your personal income. DSCR loans give real estate investors a straightforward path to long-term rental financing without W-2s or tax returns.
- DSCR as Low as 1.0
- 30-Year Terms
Why Choose This Program
No Tax Returns
Qualify based on your property's cash flow without providing personal income documentation.
Long-Term Financing
Choose 30-year terms that can help you create stable, predictable payments.
Cash Flow Qualification
Qualify with a DSCR as low as 1.0 when your property's income covers its debt obligations.
How It Works
1
Submit property details.
Tell us about the property and provide rental income information.
2
Review the cash flow.
We'll analyze the property's income and calculate its DSCR.
3
Close and grow.
Complete your loan and put your financing to work building your rental portfolio.
Eligibility Basics
- 1-4 unit residential rentals
- 5+ unit multifamily properties
- Minimum 1.0 DSCR
- No personal income verification
- LLCs, corporations, and partnerships
- Purchase, rate-term refinance, and cash-out options
Build your rental portfolio around the property's performance.
Get DSCR Loan TermsGround Up Construction Loans
Take your development from land acquisition through completion with financing designed for new construction. Flexible draws and competitive terms give builders and developers the capital they need throughout the project.
- Up to 85% LTC
- Terms Up to 24 Months
Why Choose This Program
Up to 85% LTC
Finance land acquisition and construction costs while reducing the amount of upfront capital you need.
Interest Reserve
Include eligible interest payments in the loan instead of paying them out of pocket during construction.
Flexible Draws
Access funds as your project reaches established construction milestones.
How It Works
1
Submit your plans.
Provide your project details, construction plans, and budget.
2
Complete project review.
We'll evaluate feasibility and structure financing around the project.
3
Fund and build.
Close your loan and access funds through scheduled construction draws.
Eligibility Basics
- Single-family & mixed-use developments
- Multifamily projects
- Detailed plans and construction budget
- Terms up to 24 months
- Spec and pre-sold projects
- Properties in most U.S. markets
- Experienced builders and developers preferred
Turn your plans into a completed project.
Get Construction Loan TermsBridge Loans
Move quickly when a real estate opportunity can’t wait for traditional financing. Bridge loans provide short-term capital for acquisitions, refinances, repositioning, and other time-sensitive transactions.
- 5-7 Day Closings
- 6-24 Month Terms
Why Choose This Program
Close in Days
Access financing quickly when timing could determine whether you win or lose a deal.
Flexible Terms
Match short-term financing to your property's business plan and exit strategy.
Multiple Property Types
Finance residential, commercial, multifamily, mixed-use, and other qualifying properties.
How It Works
1
Submit your deal.
Tell us about the property, transaction, and amount of capital you need.
2
Get rapid underwriting.
We'll evaluate the opportunity and can provide terms within 24 hours.
3
Close quickly.
Complete financing in as little as 5-7 business days.
Eligibility Basics
- Residential & commercial properties
- Multifamily & mixed-use properties
- Acquisitions and refinances
- Repositioning and value-add projects
- 6-24 month terms
- Time-sensitive transactions
- Deals that don't fit traditional financing
Get the capital to act when timing matters.
Get Bridge Loan TermsRental Portfolio Loans
Simplify financing across multiple rental properties with one portfolio loan. Consolidate five or more properties, streamline monthly payments, and access the capital you need to keep growing.
- 5+ Properties
- $500K+ Portfolio Value
Why Choose This Program
One Loan, One Payment
Combine multiple rental properties under one loan to simplify monthly payments and financing.
Scale Your Portfolio
Access larger loan amounts that can help you acquire additional properties.
Simplified Management
Reduce paperwork and manage your financing through a unified loan structure and single point of contact.
How It Works
1
Submit your portfolio.
Provide details about your properties and current rental portfolio.
2
Review your options.
We'll analyze your portfolio and prepare financing terms around your investment strategy.
3
Approve and fund.
Complete the financing process and put your capital toward continued portfolio growth.
Eligibility Basics
- Minimum of 5 rental properties
- Combined portfolio value of $500K+
- Income-producing properties
- 1-4 unit residential properties
- Multifamily and mixed-use properties
- Properties across multiple states
- Asset-based lending with no minimum credit score requirement
Simplify your financing and focus on growing your portfolio.
Get Portfolio Loan TermsMultifamily Financing
Competitive financing for apartment buildings ranging from 5-unit properties to large multifamily complexes. Get flexible terms designed around the needs of experienced real estate investors.
- $500K to $25M+
- 30-Year Terms
Why Choose This Program
5+ Unit Properties
Access specialized financing for apartment buildings and larger multifamily assets.
Long-Term Financing
Choose 30-year terms with competitive fixed rates designed to support consistent cash flow.
Competitive Rates
Access institutional pricing for qualified multifamily investments.
How It Works
1
Submit your application.
Provide property details and income information.
2
Complete underwriting.
We'll analyze the property's financial performance and prepare your terms.
3
Close and fund.
Complete the loan and put your property to work generating cash flow.
Eligibility Basics
- 5+ unit apartment buildings
- Class A, B, and C properties
- Stabilized and value-add opportunities
- Purchases, refinances, and cash-out transactions
- $500K to $25M+ loan amounts
- Major and secondary markets
Serious financing for serious apartment investors.
Get Multifamily TermsCash-Out Refinance
Turn the equity you’ve built in investment properties into working capital. A cash-out refinance can give you funds for your next acquisition, renovation, portfolio expansion, or other investment goals.
- Competitive Fixed Rates
- Cash-Out Available
Why Choose This Program
Unlock Your Equity
Access capital from your investment property without selling the asset.
Grow Your Portfolio
Put your available equity toward new acquisitions and additional investment opportunities.
Competitive Rates
Replace existing financing with long-term, fixed-rate options available to qualified investors.
How It Works
1
Submit your property.
Tell us about the asset and how much equity you'd like to access.
2
Complete valuation and underwriting.
We'll assess the property's value and structure refinance terms around your goals.
3
Close and access your cash.
Complete your refinance and receive cash-out proceeds, typically within 2-3 weeks.
Eligibility Basics
- Investment properties with existing equity
- Stabilized rental properties
- SFR, multifamily, and commercial properties
- Capital for acquisitions or renovations
- Portfolio growth opportunities
- Rate-and-term refinances
- Hard money or short-term loan consolidation
- DSCR options without personal income verification
Put the equity in your properties back to work.
Get Refinance TermsShort-Term Rental Loans
Finance Airbnb, VRBO, and other vacation rental properties using short-term rental income. Specialty DSCR programs let qualified investors finance properties without relying on W-2s or tax returns.
- 30-Year Fixed Available
- 1.0+ DSCR
Why Choose This Program
STR Income Qualifies
Use AirDNA projections or actual short-term rental income to support qualification.
Airbnb & VRBO Friendly
Finance properties specifically operated or planned as vacation and short-term rentals.
Long-Term Options
Choose from 30-year fixed financing with interest-only periods available for qualifying loans.
How It Works
1
Submit your property profile.
Provide property information and projected or actual short-term rental income.
2
Complete DSCR underwriting.
We'll evaluate the property's cash flow rather than relying on personal income.
3
Close and host.
Close in approximately 3-4 weeks and start generating rental revenue.
Eligibility Basics
- Property in an STR-friendly municipality
- AirDNA report or 12 months of actual income
- 660+ credit score
- 20-25% minimum down payment
- 1.0+ DSCR based on STR projections
- Furnished and operational or planned for operation
Finance your vacation rental around its income potential.
Get STR Loan TermsBuild-to-Rent Loans
Finance purpose-built rental communities from initial construction through stabilization. Our build-to-rent financing supports single-family rental subdivisions, townhomes, and horizontal multifamily projects.
- Up to 80% LTC
- 30-Year DSCR Exit
Why Choose This Program
Purpose-Built Rental Communities
Finance SFR subdivisions, townhome communities, and horizontal multifamily projects from construction through stabilization.
Construction to Long-Term Financing
Move from vertical construction and lease-up into a long-term DSCR financing strategy.
Based on Stabilized Rents
Use projected rents and DSCR to support underwriting instead of relying solely on personal income.
How It Works
1
Submit your project.
Provide your site plan, pro forma, GC budget, and rent comparisons.
2
Complete underwriting.
We'll review the sponsor, contractor, feasibility, and project economics before closing.
3
Build, lease, and refinance.
Complete construction, stabilize the community, and transition into long-term financing or pursue a sale.
Eligibility Basics
- 5+ unit BTR communities
- SFR, townhome, and horizontal multifamily
- Experienced sponsor or qualified GC partnership
- Up to 80% LTC for construction
- Up to 75% LTV on stabilized refinance
- Documented rental demand
- U.S.-based projects
- Entity borrowers
Build rental communities with financing structured for your business plan.
Get BTR Loan TermsCommercial Real Estate Loans
Finance the acquisition, refinance, or repositioning of commercial real estate with flexible loan options for a wide range of property types and investment strategies.
- $500K to $50M+
- Up to 75% LTV
Why Choose This Program
Multiple Asset Classes
Finance office, retail, industrial, mixed-use, self-storage, hospitality, and other qualifying commercial properties.
Up to 75% LTV
Access competitive leverage for stabilized acquisitions, refinances, and value-add opportunities.
Non-Recourse Options
Qualifying loans above $1M may offer non-recourse structures with standard carve-outs.
How It Works
1
Submit your property package.
Share the T-12, rent roll, and key property details for initial review.
2
Complete underwriting.
We'll coordinate the appraisal, environmental review, and property condition assessment.
3
Close your loan.
Complete financing in approximately 30-45 days with long-term, fully amortizing or interest-only options.
Eligibility Basics
- Office and retail
- Industrial, warehouse, and flex space
- Single & multi-tenant properties
- Self-storage & hospitality
- Medical office
- Mixed-use properties
- Special-purpose assets
- Stabilized and value-add opportunities
- Bridge-to-permanent scenarios
- Loan amounts from $500K to $50M+
Commercial real estate financing built around your investment strategy.
Get Commercial Loan TermsNot sure which program fits your deal? Tell us about the project and we'll point you to the right one.
Talk to a SpecialistWhy Choose Commercial Real Estate Financing With Origo Capital?
The right financing solution gives you the flexibility to pursue opportunities while preserving capital for future investments. Rather than offering one-size-fits-all lending, we focus on financing solutions designed around your property’s unique needs and long-term success. Our team works closely with you to identify financing options that align with your investment goals and financial strategy.
Origo made the whole process simple. Clear communication from day one, no surprises, and funding faster than we expected.
Your Trusted Financing Partner
Origo Capital was founded to help business owners, investors, and property owners access financing without the complexity often associated with traditional lending. We believe every client deserves honest guidance, transparent financing, and a lending experience built around their goals.
Whether you’re financing your first investment property or expanding an established portfolio, we’re here to help you move forward with confidence.
Ready,
Set,
Origo!
Tell us about your project and we’ll tell you what’s possible. No gatekeepers. No waiting weeks for a maybe.